Plain-English sessions on
retirement tax strategy.
60 minutes. Real numbers. No sales pitch. Designed for households 55+ thinking seriously about how taxes will shape the next 30 years of their financial life.
Topics we rotate through
Each workshop is self-contained. Attend one or all of them.
Avoiding the Tax Cliff in Retirement
The three 'cliffs' in the tax code most retirees walk into without warning: IRMAA, Social Security taxation, and RMD bracket creep. What to do before you hit them.
Roth Conversions Before RMDs Hit
The window between retirement and your RMD age (73 or 75), when your tax bracket is often the lowest it'll ever be. Why most retirees miss it, and how to use it.
Tax-Smart Retirement Income
The order you draw down accounts matters more than most retirees realize. We'll walk through a framework for sequencing withdrawals to minimize lifetime tax.
What Your CPA Probably Isn't Telling You
The difference between filing a return and planning your taxes. The 5 high-leverage moves most retirees never hear about, and the 7 questions to ask your CPA.
Get on the list.
Straight answer: no workshop is on the calendar yet. We're scheduling the next round now at public libraries, senior centers, and community rooms in the Buffalo and Lockport area, with a virtual option. Sign up and the workbook we teach from lands in your inbox right away.
You will get one email with the date and location before it opens to the public. That is the only email you will get. We do not call unless you ask us to.
What to expect.
60 minutes
Plus optional Q&A. We respect your time. People tell us the questions are the best part.
Western New York
Held at public libraries, senior centers, and community rooms in the Buffalo and Lockport area. Virtual options available for those outside the region.
No sales pitch
Nothing is sold from the stage. Real numbers, plain English. People tell us it's the most useful hour they've spent on retirement planning.
Jim teaches every session himself: 18+ years of tax and retirement work, explained in plain English with the math on screen.
Prefer a one-on-one conversation specific to your situation?
Schedule your free 30-minute session